Educational Savings Accounts for Homeschool

You can use your state’s Educational Savings Account (ESA) for Journey Homeschool Academy courses

Educational Savings Accounts are state-funded accounts that can help families pay for educational expenses. They give parents more flexibility and control over their child’s education, which is what we’re all about here at JHA! They can also help mitigate the financial burden of homeschooling.

Right now, just a handful of states have ESA programs each with its own rules, so your first step is to check out your child’s eligibility. And we’ve made it easy for you!

Alabama CHOOSE Act

Alabama’s CHOOSE Act provides Education Savings Account (ESA) funds to eligible K–12 students for approved educational expenses. Homeschool families can receive $2,000 per participating student, up to $4,000 per family, to use toward qualifying educational expenses.

Journey Homeschool Academy is an approved Education Service Provider, so eligible families can use CHOOSE Act funds toward JHA courses through the ClassWallet platform.

CHOOSE Act funds must be used through ClassWallet and cannot be reimbursed for purchases made out of pocket. Program eligibility, funding, and application requirements are subject to change, so be sure to check the official CHOOSE Act website for the latest information.

Arizona Empowerment Scholarship Account

Arizona’s Empowerment Scholarship Account (ESA) program provides families with access to state education funds for qualifying educational expenses, including curriculum, educational supplies, tutoring, and other learning services.

The program offers a universal eligibility pathway for Arizona K–12 students, making ESA funding available to many homeschool families throughout the state.

Journey Homeschool Academy courses are eligible for purchase using Arizona ESA funds through ClassWallet.

Eligibility, award amounts, and allowable expenses can vary. Families should review the current Arizona ESA guidelines before making a purchase.

Arkansas Education Freedom Account

Arkansas’s Education Freedom Account (EFA) program provides eligible K–12 students with state-funded accounts that can be used for qualifying educational expenses, including homeschool curriculum, instructional materials, tutoring, technology, and other educational services.

For the 2026–27 school year, eligible students can receive $7,208 in EFA funding, distributed throughout the school year. The program is now available to qualifying students statewide, including homeschool students.

Arkansas EFA families can use their funds toward Journey Homeschool Academy courses through ClassWallet.

Families must apply and be approved for the EFA program each school year. Eligibility, funding amounts, and allowable expenses are subject to Arkansas EFA guidelines.

Florida Personalized Education Program (PEP) Scholarship

Florida’s Personalized Education Program (PEP) Scholarship provides eligible K–12 students with an Education Savings Account that families can use to customize their child’s education. Funds may be used for qualifying expenses such as curriculum, instructional materials, online learning programs, tutoring, testing, and other approved educational resources.

Families can use PEP scholarship funds toward eligible Journey Homeschool Academy courses and course materials. The program is administered by Step Up For Students.

Scholarship amounts vary based on the student’s grade level and county of residence. Eligibility, allowable expenses, and purchasing requirements are determined by Step Up For Students and are subject to change.

Georgia Promise Scholarship

The Georgia Promise Scholarship provides eligible K–12 students with funds that can be used to create a customized educational experience through private school or home study. Scholarship funds may be used for approved expenses such as curriculum, supplemental learning materials, tutoring, and other qualifying educational services.

For the 2026–27 school year, eligible students can receive up to $6,500 in scholarship funds, distributed throughout the school year.

Journey Homeschool Academy is an approved Georgia Promise Scholarship service provider, so participating families can use scholarship funds toward approved JHA courses and materials.

Eligibility is based on factors including the student’s previous public-school enrollment and home attendance zone. Families should review current Georgia Promise Scholarship requirements to determine whether their student qualifies.

Idaho’s Parental Choice Tax Credit

Idaho’s Parental Choice Tax Credit helps eligible families cover qualifying K–12 education expenses for students learning outside the public school system, including homeschool students.

Families may receive up to $5,000 per eligible student, or up to $7,500 per eligible student with a qualifying disability, for approved educational expenses such as curriculum, textbooks, tutoring, testing, and certain other academic costs.

Journey Homeschool Academy science courses may qualify as part of a family’s K–12 curriculum. Beginning in 2026, Idaho allows qualifying curriculum to come from multiple curriculum developers, provided the student’s overall curriculum includes English language arts, mathematics, science, and social studies.

Idaho does not preapprove individual curriculum purchases or expenses. Families should review current program requirements and retain paid invoices and receipts to document qualifying expenses.

Previously Received Empowering Parents Funds?

Idaho’s Empowering Parents grant program has ended, and the state is no longer accepting applications for new grants.

However, families who received Empowering Parents funds in previous years still have three years from the date their grant was issued to use their remaining funds through ClassWallet.

• Grants issued in 2023 expire in 2026
• Grants issued in 2024 expire in 2027
• Grants issued in 2025 expire in 2028

If you have remaining Empowering Parents funds, log in to your ClassWallet account to view your exact grant expiration date and available balance.

LOUISIANA’s LA GATOR SCHOLARSHIP

The Louisiana Giving All True Opportunity to Rise (LA GATOR) Scholarship Program provides eligible K–12 students with Education Savings Account funds that families can use to customize their child’s education.

Funds may be used for approved educational expenses such as curriculum, textbooks, educational classes, online learning materials, tutoring, technology, testing, and other qualifying services and resources.

Eligible Journey Homeschool Academy courses and materials may be purchased using LA GATOR funds through the Odyssey platform.

LA GATOR eligibility is based on specific student and household criteria, and qualifying for the program does not guarantee funding. Purchases must be made through Odyssey; Louisiana does not reimburse families for purchases made out of pocket.

New Hampshire Education Freedom Accounts

New Hampshire’s Education Freedom Account (EFA) program provides eligible K–12 students with state education funds that families can use to personalize their education. Funds may be used for qualifying expenses such as curriculum, online learning programs, classes, textbooks, tutoring, educational supplies, technology, and other approved educational services.

Beginning with the 2026–27 school year, New Hampshire removed the program’s household income limit, making the EFA available to qualifying students statewide. Some students, including those from lower-income households and students with disabilities, receive priority when program enrollment reaches capacity.

New Hampshire families can use EFA funds toward eligible Journey Homeschool Academy courses and materials through ClassWallet.

Award amounts vary based on the student’s eligibility for additional state aid. Families should review current EFA guidelines and purchasing requirements before making a purchase.

North Carolina Education Student Accounts (ESA+) Program

North Carolina’s Education Student Accounts (ESA+) Scholarship helps families of K–12 students with disabilities pay for educational resources and services tailored to their child’s needs.

For the 2026–27 school year, the base scholarship award is $9,000 per student, while students with certain designated disabilities may qualify for $17,000 per year. Homeschool families can use ESA+ funds for approved expenses such as curriculum, tutoring, educational technology, therapies, and other qualifying educational resources.

Journey Homeschool Academy is an accepted curriculum provider for the ESA+ program, and eligible families can use scholarship funds toward approved JHA curriculum through ClassWallet.

Students must meet North Carolina’s disability eligibility requirements and provide the required Eligibility Determination. Scholarship awards and individual purchases are subject to NCSEAA approval.

Ohio Afterschool Child Enrichment (ACE) Educational Savings Account

Ohio’s Afterschool Child Enrichment (ACE) Educational Savings Account program has ended and is no longer accepting applications or funding new accounts.

The deadline to use ACE funds was September 1, 2025, and the final deadline to submit reimbursement claims was October 15, 2025.

Journey Homeschool Academy was pleased to serve Ohio families participating in the ACE program while it was available.

At this time, Ohio does not offer a comparable state-funded program for general homeschool curriculum expenses. We’ll continue to watch for new opportunities for Ohio homeschool families.

SOUTH CAROLINA EDUCATION SCHOLARSHIP TRUST FUND (ESTF) PROGRAM

South Carolina’s Education Scholarship Trust Fund (ESTF) gives eligible K–12 students funds that families can use to customize their education. For the 2026–27 school year, participating students receive $7,634 to use toward approved educational expenses.

Funds may be used for qualifying expenses such as online courses, curriculum, textbooks and workbooks, tutoring, technology, and other educational resources.

Journey Homeschool Academy is an approved South Carolina ESTF Education Service Provider, so participating families can use ESTF funds toward approved JHA courses through ClassWallet.

For 2026–27, household income must not exceed 500% of the federal poverty guidelines. South Carolina families educating at home should also review the ESTF enrollment requirements carefully, as participation in the program changes how the student satisfies the state’s compulsory attendance requirements.

Do not purchase your JHA course out of pocket if you plan to use ESTF funds. Purchases must be made using your student’s ClassWallet account.

Utah Fits All Scholarship Program

Utah’s Fits All Scholarship Program provides eligible K–12 students with state-funded scholarships that families can use to customize their child’s education.

For the 2026–27 school year, home-based students ages 5–11 may receive $4,000, while home-based students ages 12–18 may receive $6,000. Students attending an approved private school may receive $8,000.

Funds may be used for approved educational expenses such as curriculum, textbooks and instructional materials, individual classes, educational software, tutoring, technology, and other qualifying resources and services.

Journey Homeschool Academy is an approved Utah Fits All provider with offerings available through the Odyssey Marketplace.

Scholarships are subject to available funding, and eligible students may be placed on a waitlist when demand exceeds available awards. Families should review current Odyssey guidelines for eligibility and purchasing requirements.

West Virginia Hope Scholarship

West Virginia’s Hope Scholarship provides eligible K–12 students with state education funds that families can use toward qualifying educational expenses such as curriculum, textbooks, online learning programs, tutoring, technology, testing, and other educational resources.

Beginning with the 2026–27 school year, Hope Scholarship eligibility expanded to qualifying K–12 students statewide, including students who are already homeschooled or enrolled in private school.

Journey Homeschool Academy is an approved Hope Scholarship vendor. To use Hope Scholarship funds for JHA curriculum, families should purchase their course directly from Journey Homeschool Academy and then submit their paid receipt for reimbursement through the Hope Scholarship program.

Be sure your student’s Hope Scholarship funds are available before purchasing. Reimbursement requests must generally be submitted within 90 days of purchase and remain subject to Hope Scholarship reimbursement requirements and approval.

WYOMING EDUCATION SAVINGS ACCOUNT

Wyoming’s Education Savings Account (ESA) program provides eligible students with $7,000 annually to use toward qualifying educational expenses.

Wyoming K–12 students who are not enrolled in a public school may participate regardless of household income. ESA funds can be used for approved expenses such as curriculum, online learning programs, textbooks, tutoring, educational technology, testing, and other educational services.

Journey Homeschool Academy is a registered Wyoming ESA Education Service Provider, so participating families can use ESA funds toward approved JHA courses and curriculum.

Families must meet Wyoming’s participation requirements and use ESA funds according to current program guidelines. Individual expenses remain subject to program approval.

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Follow your state’s guidelines to get funding for your next JHA course.

Don’t See Your ESA Listed?

Use the form below to tell us about the ESA you participate in, and we’ll look into applying for JHA courses to be covered by your ESA.

fREQUENTLY ASKED qUESTIONS

Who is eligible for an ESA?

Most ESAs have residency requirements. Some may additionally prioritize students with disabilities or lower incomes. However, each state’s program is different, so be sure to check the requirements in your state.

What expenses can be covered by ESA funds?

In general, most ESAs cover the costs of curricula, online courses, textbooks, technology, and other education-related expenses. Again, each program has its own rules, so be sure to check your state’s guidelines.

How do I get courses like the ones at Journey Homeschool covered? 

Once approved for an ESA, parents can use the funds to enroll in Journey Homeschool courses. Some states reimburse families while others pay upfront once we provide an invoice. Each state is a little bit different. If you need us to issue an invoice so you can get your course enrollment covered, please email us at [email protected].